Flats can be at higher risk than other types of accommodation as one leak could affect many flats on multiple floors of the building. Has your ceiling paint been damaged? Ceiling Leak From the Upstairs Apartment? Here's What to Do For further information about your rights, please contact the Information Commissioners Office or your local Citizens Advice Bureau. Should you be found legally liable for a leak as a property owner or occupier, you will want peace of mind that you have cover for your legal liability to the public. Thanks again for your comments. It costs nothing to get a no-obligation review of your current insurances and a taking a few minutes to contact us could save you thousands of pounds if a claim arises. Or has an outright flood occurred and the ceiling collapsed? When this happens your landlord may tell you to sort the problem out with the other tenant. We do not keep your personal data for any longer than is necessary in light of the reason(s) for which it was first collected. Your insurer would either then subrogate on the landlord's insurer to get their money back, because he caused the damage, or, provided he was actually liable at law, if he has liability insurance then that would pay. The simple and honest answer is that it depends, but why is that? For example, a problem with your neighbour's washing machine causes it to leak into your home when used and your neighbour fails to get it fixed. How to Troubleshoot a Leaking Upstairs Bathroom: 4 Steps - wikiHow these are then either enforceable by the management company / freeholder or other leaseholders. This necessitates expensive repairs, causing disruption not only to the residents of that property but also to many others in the building. As a last resort, your landlord could take possession proceedings to evict the tenant on the grounds of nuisance, but they're likely to try other things before taking legal action.
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