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And while our site doesnt feature every company or financial product available on the market, were proud that the guidance we offer, the information we provide and the tools we create are objective, independent, straightforward and free. Purchase protection doesnt require any registration in advance. To start the process, log into your AmEx account and, Like insurance, purchase protection is one of those things that you hope you never have to use. The information for the Hilton Aspire Amex card has been collected independently by The Points Guy. American Express is the industry leader amongst credit card issuers offering purchase protection to its customers due to its generous terms and simple claim process. endstream endobj 962 0 obj <>>>/Filter/Standard/Length 128/O(-ZK*Kme P1Fi dX)/P -1340/R 4/StmF/StdCF/StrF/StdCF/U(U-q U )/V 4>> endobj 963 0 obj <>/Metadata 89 0 R/OCProperties<>/OCGs[973 0 R]>>/Outlines 294 0 R/PageLayout/OneColumn/Pages 957 0 R/StructTreeRoot 349 0 R/Type/Catalog>> endobj 964 0 obj <>/Font<>/ProcSet[/PDF/Text]>>/Rotate 0/StructParents 0/Tabs/S/Type/Page>> endobj 965 0 obj <>stream Related: Who should (and shouldnt) get the Capital One Venture X card? There are credit cards offering purchase protection that aren't included in this list. Purchase protection coverage limits vary among American Express cards, so its important that you review your cards guide to benefits so that you understand the coverage limits and exclusions that apply to you. How do I Earn Membership Rewards Points? 5% cash back on up to $1,500 in combined purchases in rotating bonus categories each quarter (requires activation) and on travel booked through the. If a recently purchased item is damaged, stolen or lost, your first step should be to determine whether the card used to purchase the item has purchase protection. Products covered by an unconditional satisfaction guarantee. diamondsaremadeunder 3 yr. ago. In short, covered purchases are covered for up to 90 days from the date of purchase for up to $10,000 per covered purchase and up to $50,000 per eligible card per calendar year. Balance transfer fee applies, see pricing and terms for more details. Purchase protection can reimburse you for the cost of repairing or replacing the item you purchased, assuming you paid for it with a card that provides purchase protection. Opinions expressed here are the authors alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities. Plus, your own feed of TPG content. However, the damage coverage comes with several exclusions, so you may want to see if your card also offers extended warranty coverage. AmEx makes it easy to file a purchase protection claim on its website. Dozens of AmEx cards offer purchase protection benefits. The Blue Business Plus Credit Card from American Express. Permanent household items such as carpet, flooring, air conditioners and refrigerators.